Advice areas
Preparing and protecting income in retirement
Whether you are looking to retire in 10 years, about to retire or are currently retired, we want to make sure that you are financially prepared. Starting to plan for retirement earlier in life can make it easier to achieve your income goals in retirement.
Superannuation (Super)
Super will be the largest or second largest asset in most people’s lives. Most people will see that their employer is paying super but not pay much more attention.
Super is a complex and always changing retirement savings vehicle. We want to make sure that you understand the rules around super so it provides you with an asset that can provide you with your desired retirement income.
Protecting my family
Insurance is not high on the list of most Australians. Most people will protect their home, contents and their car. What they forget to insure is the most valuable asset that they have. We want to make sure that you, your income and your family are looked after in case of unforeseen events.
Investment and Cash Flow
Investing is a powerful wealth creation toll especially in these low interest rate times. We tailor our strategy to your investment needs and experience. Whether you are an experienced investor looking to expand your wealth or first time investor looking to put a foot into the investing world, we have a solution for you.
Debt Management
These days, everyone has some sort of debt. Whether it is a mortgage, investment property mortgage, credit card, car loan or personal loan.
When it comes to your debt, it can be difficult to navigate your way through the range of loans and lenders available and which change continuously.
Defined Benefits and Retirement Scheme
Defined Benefits is an area that most advisers don’t have experience or knowledge in and we want to make sure that you don’t lose benefits.
You should seek advice leading up to retirement to ensure that you have maximised the outcome of the defined benefit and also are aware of the different options that are available to you at retirement.
Redundancy
In the economic environment today, we are seeing more people being made redundant. This can be unsettling for people when you take into account their financial obligations with a mortgage, spouse, children and other bills.
Centrelink Advice
Centrelink is an Australian government program that delivers a range of payments and services for people at times of major change. This includes older Australians, families, youth, job seekers, carers and people with disabilities.
Estate Planning
Estate planning is all about putting the right structures in place to make sure your assets are distributed the way you want and in an effective way.
Financial Consulting
Education is key when it comes to your staff. We want to make sure that your staff gets the best education around their finances.
We will provide a presentation to your staff on the areas that they would like to learn more about or specialised education sessions on redundancies or Centrelink. We can run more than one session per day.