On-Going Management

To get the most out of your finances and give yourself the best chance of achieving your financial objectives requires regular monitoring of how you are tracking. We partner with you to not only review how you are progressing towards your goals but to also act as a sounding board for financial decisions and encourage you on your journey.

We are a fee for service practice. This means that we will quote you for the advice that we are going to provide before you make a decision to sign on with Highbury Wealth Group.

First Meeting

Your first meeting with our adviser is complimentary. We want to make sure that you are comfortable working with us and we are comfortable working with you.

	One Off Advice	Silver	Gold	Platinum
Complimentary First Meeting	✓	✓	✓	✓
One off Advice Document	✓	✕	✕	✕
Strategic Advice	✕	✓	✓	✓
Cashflow Reporting	✕	✓	✓	✓
Coaching & Education	✕	✓	✓	✓
Annual Mortgage review with our Mortgage partner	✕	✓	✓	✓
Professional Investment Management	✕	✓	✓	✓
Half Yearly Investment Report	✕	✓	✓	✓
Annual Portfolio Review Report	✕	✓	✓	✓
Wealth Education	✓	✓	✓	✓
Estate Planning	✓	✓	✓	✓
Retirement Planning	✓	✓	✓	✓
Family Protection (Insurance)	✓	✓	✓	✓
Tax Effective Investments	✓	✓	✓	✓
Centrelink	✓	✓	✓	✓
Access to Client Services	✓	✓	✓	✓
Meetings with Financial Planner	One off meeting	Annual	Half Yearly	Quarterly
Amendments to Advice Document	$330 per hour	Included	Included	Included
Implementation of Advice	✓	✓	✓	✓

Centrelink Only Advice – $3,300

We will make sure that you are eligible for a pension, concession card or a health card. We will then deal with Centrelink and complete the applications for you. We will become a nominee on your account so that we can deal with Centrelink directly for you.

This fee can be paid via an adviser service fee from your portfolio and/or a regular monthly bank transfer. All advice is provided in writing, and shall include full disclosure of the costs, fees charged by all parties involved and how much each party may receive.

Financial Consulting – $1,100 Per Day

We want to provide work places with an added benefit for their staff. We will provide your business with a seminar regarding superannuation, insurance and creating wealth. We can also do specialised topics on Redundancy, defined benefits or have a mortgage broker join in the session. After each session, we will be available to provide your staff with an opportunity to have a 30 min meeting. Everything discussed in these meetings will be general advice and if needed, we can book another meeting to provide personal advice.

Tax Deductions on fees

The initial advice fee is not tax deductible.

The ongoing service fee can be tax deductible if it is paid directly by you and not your superannuation.