Super will be the largest or second largest asset in most people’s lives. Most people will see that their employer is paying super but not pay much more attention.

Super is a complex and always changing retirement savings vehicle. We want to make sure that you understand the rules around super so it provides you with an asset that can provide you with your desired retirement income.

There are several types of super funds, such as retail funds, industry funds, corporate funds and self-managed superannuation funds. Different clients are suited to one or more of these types, and sometimes it makes sense to use more than one type in combination. We help you select the appropriate type of fund. We then help you make best use of whichever option you take. This is important because super can and should be incorporated into your thinking about everything to do with your finances.

Super will be part of all parts of advice. We can use Super for tax planning, insurance planning, estate planning, wealth creation, deposit for your first home purchase and Government benefit planning.

How can we help?

• Education on superannuation and your investments
• Understand how your superannuation will look at the point of retirement
• Choosing the right super structure and investments
• Tax planning utilising super
• Contributions advice to ensure you are within the government legislations
• Manage your retirement strategy and provide you with a long-term income plan